As a rule, lenders do not approve a loan despite the attachment of wages. Those who really need urgent credit will have to provide a guarantee or should inquire about a loan without credit check from abroad. As a rule, a garnishment of wages only occurs if a person concerned has failed to meet the payment obligations for various reasons. A credit without credit check is possible, because a garnishment of wages can also be seen in credit check and not on the salary slips. It is precisely because of the negative credit check entry that people banks face difficulties in lending.
Banks have certain guidelines for lending and they must adhere to them. Sufficient income and positive credit check information are very important for this. However, if you then have a negative entry in the credit check, the loan will not be approved despite the attachment of wages. Here the only option is actually other collateral for the lender. The loan despite attachment of wages may be possible from people banks if a solvent guarantor is found or other security is available.
As a loan despite attachment of wages, the loan without credit check is an alternative
Credit intermediaries keep appearing in advertising who have opportunities even in difficult cases. A garnishment of wages is also one of the difficult cases and therefore the interested party can turn to a credit broker. The credit broker works with banks in the country and abroad and can arrange a loan from abroad without credit check. But even a loan without credit check does not necessarily have to work, because a garnishment of wages is not only visible in the credit check, but also on the salary slips. Thus, the credit check information is dispensed with, but the foreign bank nevertheless sees the garnishment of wages.
If the salary of the prospective loan is very high, then perhaps not much attention is paid to the garnishment. Despite the attachment, there must still be enough left over so that the monthly installments of the loan can be paid despite the attachment of wages. So if you earn well and have a garnishment of wages, you should contact a reputable credit broker. It can never be said with certainty that a loan will work, but the request and the loan offer are free. So it’s definitely worth trying.
The garnishment should not occur
It is embarrassing for all employees when a garnishment is seized if the employer learns about it. Garnishments are often attached when a person can no longer meet the maintenance obligation and there is no other way to collect the maintenance.